Public Ads

Earlier morning I saw an ad from the Departement of information and communication (Depkominfo), the ad uses hat animation like students hat, farmers hat and other. Animation was told that progress has been achieved during the last five years.

 

Which the question is the word "Lanjutkan!!" which is the motto of one political party the election. What Depkominfo do this intentionally or not? I don’t know, is clear this will be a problem for political parties who consider the ad as the campaign asked. Society is expected to be the things like this, not to the party people's democracy has become the party executive and legislative branches.

 

Do not you want to vote with the amount of money. Specify the fate of the nation by the people themselves.

Money Saving Tips From Giftlab

By Tessa Bickers

You're not the only one getting more and more worried about the credit crunch. With businesses closing, houses selling for half their original value and lots of people out of work you'd be crazy not to be a little concerned. It isn't all doom and gloom though! Here at giftlab we've compiled a list of money saving tips to help you through this difficult time.

* Switch bank account - Have a look online at moneysupermarket for the best bank account for you, depending on whether you're in credit or overdrawn. Switching bank account can add hundreds of pounds a year to your pocket; especially now because banks are fighting for current account business.

* Sell your old mobile phone - Sounds silly but you can make up to £150 and you're being eco-friendly too! Check bananagreen if it's a working phone or mazumamobile if it's broken.

* Reclaim any bank charges - Bank charges reclaiming is currently on hold awaiting court decisions, however, you should still send in claim letters now, as there are 100,000s people in the queue, so the earlier you do it, the sooner you'd get your money back.

* Check if you're eligible for a grant - There's quite a lot of free money out there so long as you know where to look. You could be eligible for any of the following reasons:

1. Local council grants - councils can offer different funding, search for details on its website or contact them to ask for more information. To find your local council's details enter your postcode in the DirectGov website 
2. Help with utility arrears 
3. If you're disabled 
4. Improve your home 
5. Get environmental: You could be offered an Energy Saving Trust grant

* Check your council tax bill in case you're paying too much - Many homes are in the wrong council tax band, and have been since 1991.

* Switch your Energy provider - All of them have now cut their prices and some are offering £30 or a crate of wine if you sign up to them. Find out who's offering the best rates at energy helpline

* Put a little money aside each month. Obviously we recommend using our CapitaLIST Pig for this but if you want to make interest then have a look here for the best savings account you can get.

Why Most Family Budgets Will Never Work

By Jim DeSantis

There is no question that family budgeting should be taken seriously by every family. A healthy cash flow is the only tool in your control to secure your future and the future of your family and to live a good life right now. Unless you get your spending under control and start treating your household like a business,

There are three blocks you must demolish.

Family Budget Blocker #1 - A Fearful or Negative Attitude

You must learn that --a positive attitude about family budgeting is vital to your success. If you think of budgeting as a major chore (such as a lifestyle diet, lifestyle handcuffs, deprivation, penny-pinching, a major sacrifice), you are sure to fail. Of course you may have a martyr or a masochist complex and are addicted to a punishing and stressful experience. However, let's think positive and assume that you are really desperate to get a handle on your finances.

A positive attitude about your financial situation will help you think of your family budget as a positive means to a positive end. You will learn that it is a way to achieve your personal dreams and financial goals. You will see that resisting the instant gratification of debt induced lifestyle is worth the rewards you will earn in the end.

Family Budget Blocker #2 - Poor or Weak Motivation

What is behind your desire to create a family budget? Are you trying to calm a stressed out spouse? Are you being forced to live up to the terms of a debt consolidation plan with a finance company? Complying with judge's order made in bankruptcy court?

These are not the best motivators because they are outsidepressures and will probably not be easy to maintain under constant stress. The best motivators are internally generated. You must be motivated by the idea that family budgeting will really help you meet your goals and give you a better life.

Family Budget Blocker # 3 - Magical Thinking

What do you expect to gain from instituting and following a family budget? Do you think that setting up a family budget will somehow magically make tons of extra cash available quickly? Perhaps you think that the family budget will somehow magically transform your spending habits next week and make you a financially responsible person who has all their bills paid and money left over for luxuries?

Sorry, but, family budgeting is just as serious as any business. Only those who with with it personal finances, through every setback, will reap rewards financially. Do not expect miracles. What you will get, if you work your family finances, is steady and measurable progress towards the goals that really matter to you and your family.

Creating a family budget without a positive attitude about your abilities to handle it; internal motivation to overcome all obstacles, and realistic expectations, will likely set you up for failure before you even get started. You can greatly increase your chances of success by overcoming the three Family Budget Blockers before you even begin.

Family financial crises make most people want to shut off the telephone, stop answering the door, and crawl into bed but the solutions are really simple.

One of the easiest steps for any debt or credit repair strategy, is to take a in depth look at the spending habits and financial patterns within the household especially if you have a family! It is almost like running a diagnostic on your vehicle.

You need to get family members together and put your family budget under critical examination. This can prove both challenging and painful because some family members will be asked to change their spending habits. This is the first step.

A close second, and sometimes overlooked, is using a reward system for those family members who get with the new budgeting strategy. Rewards will keep the motivation going! In other words, as you achieve budget goals give yourself or your family members a treat as a reward for a job well done.

As you begin your family budget plan it may seem to be an uphill battle at first but, if you stick with it, you will begin to experience the benefits of family budgeting. Before you know it, you will see big financial benefits on many fronts.

Active and hands-on cash management, including savings, planning for retirement, and setting financial goals are becoming increasingly important for the survival and well-being of our families. The marketplace has become extremely competitive for jobs, prices fluctuate wildly for basic commodities such as food and energy. More than ever we need to be prepared by getting our family budgets under control.

It will take a leader in the family to make this work. You can be the one who motivates others to come up with new ideas on how to save money, budget better and spend less! Together you can create unique strategies from a deep understanding of your own situation, demands, and needs.

Discover which tips and ideas work best for everyone because money management and financial strategies are definitely not one-size-fits-all. Your lifestyle, needs, and wants are personal and unique to your situation and so are the solutions you need to find. Find them and apply them to your family budget plan as soon as possible.

Free Money or Not?

Is the money in the internet absolutely without investment? 

So many people offer a business opportunity or internet business in the formula so that people become rich quickly. But why still many people who are not rich? They offer programs to increase their finances. Whether it is fraud or not? You think about your own answers. Quite a lot of the marketers who has been successful in make money from the internet, they are successful because they make the investment in terms of time, thought, and may also be money. 

But also many people who try to take advantage of this event as a fraud. I also still very common with business on the internet, but I will also try to be successful as they get money from the internet. Maybe I started too late but this is better late than not try at all. At least I know to be, add insight and experience.

 

Earn Money From Internet

I'm still wondering how can people get earning money from Internet? well not all people just some of them. Now I try to make a blog and use AdSense to earn some money from google. First step I surf the web to find articles about it, but not all of them helping me. Well, may be some of them don't want to share their recipes. Next step I try to understand how my blog could be use as tools to get money. 

It's very difficult for a newbie like me, even I read so many article but just several I understand, hehe... because I' so stupid my be or I'm to old for this. Congratulation for you guys who succeed earn money from AdSense, affiliate, AdWords or any program in Internet, you guys rocks!!!! I wanna be like you guys but the question is how?? I'm to stupid....:))  

Money Politics

What is Money Politics??? whether because the politics need money or money is basic need of politics??? I don't know, I'm just ordinary people... But in my perspective every legislative candidate need money for their campaign. 

There is 34 Party in 2009 election in Indonesia. The scale to do some black campaign is very wide open. Election watch from some county in Indonesia find insincerity by several party. They use money to persuade the constituent to vote for them. Well, Money Do Talk in Politics, every candidate use every available resources so they could be elected. Some of them use their resources in positive campaign and some of them not.

How can Indonesia merge as democratic country if the parliament sited by unqualified representative who take advantage from theirs position?????????????? 

Obama raised Blackberry selling?

Its no secret that President Barrack Obama has lived in Indonesia for several years in his young age. After few decades the boy became the President of United States. All people give their full attention to this new president policy, not only his politics but all his life style.

Every one knows about his Blackberry issues, and that issue also heard here in Indonesia, indirectly Obama become Blackberry marketer because of his issue the image of this gadget in Indonesia raise instantly, so many people turn their head for the new Blackberry.